Getting loans has never been so easy. HDFC Bank has this wonderful scheme of providing loans at your disposal. Personal loans has become such an easy thing for you that you will be happy to know its benefits. Today in this article we are going to talk about the personal loans provided by HDFC Bank and their criterias.
Here’s why you have to say yes to HDFC Home Loans
- They will provide you the loan for any personal reason you have.
- There are special benefits for the bank account holders in HDFC.
- Flexible and special interest rates for the women borrowers.
- Within 10 seconds approval of your loan.
- The documentation process is easy and also provides transparency.
- The maximum amount of loan is upto 15 lakhs. How good is that?
- There is a flexibility in payment option.
- No hidden charges.
- Minimum processing fees.
- The repayment options are really good.
- If you are a first time loan borrowers,there is an offering for you too.
Some of the basic details you would want to know are-
- Interest rates are 11.49%-19.50%
- Processing fees would be Rs.999 for special companies and for others 1%-2.5%.
- There are also for closure charges and that would be 0-4%.
- Minimum income- 18,000 p.m
- Repayment years would be 5 years.
- Loan amount 15 lakhs.
Apart from the above information if you are willing to know more about the eligibility criteria for getting such personal loans then ,there is nothing to worry about. We are providing you such information right here.
- To apply for such loan the borrower must be of min 21 years age and maximum of 60 years.
- Employment span should be above 2 years.
- There is also a need for current experience and i.e. 1 year and above.
- The net monthly income criteria should be Rs. 15,000/- & above (CAT-A companies) Rs. 20,000/- & above (Non-listed companies) .
- The minimum amount of funding by HDFC for personal loan is 50,000 which exceeds till 15 lakhs.
Now,if you had the need of getting a loan for that marriage/medical need/ that foreign vacation or any urgent need of cash ,them HDFC Bank personal loans will get you the perfect one. Do not waste anymore time and get yours one just in 10 seconds.
Happy days are back!!